Dreams India Associates with TATA AIA Life Insurance Company Limited
1- To spread Life Insurance Awareness in India
2- To recruit the people as TATA AIA advisors and train them in Insurance
3- To explain the customers the importance of Life Insurance for self and family.
Life insurance is important because it provides financial security for your family if you die or become disabled. It can help pay off debts, living expenses, medical bills, and final expenses.
Why it's important
Builds savings
Some life insurance policies, like whole life insurance, build up cash value over time. This cash value can be used later.
Protects your family
Life insurance can help your family pay for essential and emergency needs, and compensate for lost income.
Helps with financial planning
Life insurance can help you plan for retirement by providing an assured income through annuities.
Who should consider life insurance
Anyone who has a family to support and is an income earner should consider life insurance.
How life insurance works
Life insurance is a contract between an insurance policy holder and an insurer. If the insured person dies, the insurer pays a sum of money to the beneficiary.
जीवन बीमा उत्पाद , पॉलिसी अवधि के दौरान बीमित व्यक्ति की मृत्यु होने या दुर्घटना के कारण विकलांग हो जाने की स्थिति में एक निश्चित राशि प्रदान करते हैं। जीवन बीमा की आवश्यकता किसे है: मुख्य रूप से, जिस किसी को भी परिवार का भरण-पोषण करना होता है और जो आय अर्जित करता है, उसे जीवन बीमा की आवश्यकता होती है।
इसलिए जीवन के हर चरण में जीवन बीमा योजना महत्वपूर्ण है । जीवन बीमा पॉलिसी आपके परिवार और आपके सभी बकाया का ख्याल रखने में मदद कर सकती है, अगर आपको कुछ हो जाता है, तो इस तरह आपके आश्रितों को अनावश्यक वित्तीय तनाव से बचाया जा सकता है।
If someone does not purchase life insurance, the primary consequence is that their family could face significant financial hardship upon their death, as there would be no insurance payout to cover expenses like funeral costs, outstanding debts, and lost income, particularly if they were the primary breadwinner.
Key consequences of not having life insurance:
Financial burden on family:
If you pass away without life insurance, your family would need to cover all your outstanding debts and final expenses out of pocket, which could create a significant financial strain, especially if your income was vital to the household.
Inability to maintain lifestyle:
Dependents may struggle to maintain their current standard of living without the financial support provided by a life insurance payout.
Unpaid bills and mortgage:
If you have a mortgage or significant debt, your family would be responsible for paying these off without the assistance of a life insurance claim.
College tuition challenges:
If you have children, funding their education could become difficult without life insurance coverage.
Who might need life insurance:
Individuals with dependents who rely on their income, People with significant debt, Homeowners with a mortgage, and Parents planning for their children's future education.
उपलब्ध विकल्पों में से - पिता, अविवाहित, बच्चा और किशोर - वह व्यक्ति जिसे आम तौर पर जीवन बीमा की सबसे अधिक आवश्यकता होती है, वह है पिता । इसका कारण यह है: वित्तीय आश्रित: एक पिता के पास अक्सर एक परिवार होता है जो वित्तीय सहायता के लिए उस पर निर्भर होता है, जिसमें बच्चे और जीवनसाथी शामिल हैं।
